Pradhan Mantri Awas Yojana Online Application Form 2021
Table of Contents
Pradhan Mantri Awas Yojana Loan Scheme 2021 Tenure for EWS, LIG & MIG
Pradhan Mantri Awas Yojana Online Application Form 2021: Pradhan Mantri Awas Yojana Loan Scheme 2021 Tenure- Central government cabinet has approved the extension of the loan tenure under the Credit Linked Subsidy Scheme component of Pradhan Mantri Awas Yojana – Urban. The loan tenure which was an earlier maximum of 15 years has been extended to 20 years, which means lower EMI’s for the home loan borrowers. In addition to CLSS for EWS, LIG Category, the government has also introduced a new CLSS loan scheme for the middle-income group of the society.
Pradhan Mantri Awas Yojana Loan Scheme Tenure for MIG
| Criteria | CLSS (MIG-I) | CLSS (MIG-II) |
|---|---|---|
| Household/ Annual Income (Rs) | Rs. 6.01-12.00 lakhs | Rs. 12.01-18.00 lakhs |
| Property Area (Carpet Area ## ) | 160sqm | 200sqm |
| Location | Urban -2011* | Urban -2011* |
| Woman Ownership | NA | NA |
| Max Loan Amt for Subsidy | Up to 9 lakhs | Up to 12 lakhs |
| Subsidy % | 4% | 3% |
| Subsidy Amount | Rs. 2.35 lakhs | Rs. 2.30 lakhs |
| NPV | 9% | 9% |
| Max term of the loan (on which subsidy will be calculated) | 20 yrs | 20 yrs |
| Property should be Family’s | 1st home** | 1st home** |
| Applicability | Loans approved on/after 01/01/2017 | Loans approved on/after 01/01/2017 |
PMAY Loan Scheme MIG Tenure
PMAY Loan Scheme 2021 for MIG
The government has made a huge budgetary allocation for the proposed Credit Linked Subsidy Scheme for Economically Weaker Sections (EWS), Lower Income Group (LIG), and Middle Income Group (MIG).
Now along with EWS / LIG category people, the middle-income group of the society can also take home loans under the PMAY-U. If they are found eligible by the primary lending institutions, the interest subsidy will be credited to the home loan account of the beneficiaries.
The new Pradhan Mantri Awas Yojana loan scheme for the Middle Income Group of the society will help reach the PMAY-U benefits to a larger group and help strengthen the mission of housing for all by 2022.
Recently Narendra Modi has also announced an increase in the loan amount under PMAY from 6 lakh to 12 Lakh. Read the complete details about PMAY home loan subsidy/interest rates which were announced by Narendra Modi.
The government is inviting online applications for PMAY-U through two modes, the first is assessment application through pmaymis.gov.in, and the second is through the common service centers across the country.
The complete details of the release about the amendment in CLSS for EWS/LIG and the introduction of CLSS for MIG are available.
PMAY EWS / LIG Loan Scheme Tenure
The latest Pradhan Mantri Awas Yojana Loan Scheme Tenure for EWS / LIG Category people is as follows
| Criteria | Existing Instructions (CLSS – EWS +LIG) | Revised Instructions (CLSS – EWS +LIG) |
|---|---|---|
| Household/ Annual Income (Rs) | Up to Rs. 6 lakhs | Up to Rs. 6 lakhs |
| Property Area (Carpet Area ## ) | 30/60 sqm* | 30/60 sqm* |
| Location | 17778 towns | 17778 towns |
| Woman Ownership | Yes (except for construction) | Yes (except for construction) |
| Max Loan Amt for Subsidy | Up to 6 lakhs | Up to 6 lakhs |
| Subsidy % | 6.50% | 6.50% |
| Subsidy Amount | Rs. 2.20 lakhs | Rs. 2.67 lakhs |
| NPV | 9% | 9% |
| Max term of the loan (on which subsidy will be calculated) | 15 yrs | 20 yrs |
| Property should be Family’s | 1st home** | 1st home** |
| Validity | 2022 | 2022 |
| Applicability | Loans approved on/after 17/06/2015 | Loans approved on/after 01/01/2017 |
PMAY Loan Scheme EWS LIG Tenure
How to Apply for PMAY-U Loan Scheme
The eligible beneficiaries of PMAY can directly contact the banks and lending institutions to avail the housing loan under the scheme. The loan facility under Pradhan Mantri Awas Yojana Loan Scheme is being provided by several banks and non-banking finance companies as listed at the link here – https://marugujarat.desi/list-of-banks-hfcs-pmay-ews-lig-mig-home-loan-2021/
For more details, visit the official website of Pradhan Mantri Awas Yojana Urban at https://pmaymis.gov.in/
Pradhan Mantri Awas Yojana Loan Scheme 2021 Tenure for EWS, LIG & MIG
Pradhan Mantri Awas Yojana Loan Scheme 2021 Tenure: Central government cabinet has approved the extension of the loan tenure under the Credit Linked Subsidy Scheme component of Pradhan Mantri Awas Yojana – Urban. The loan tenure which was an earlier maximum of 15 years has been extended to 20 years, which means lower EMI’s for the home loan borrowers. In addition to CLSS for EWS, LIG Category, the government has also introduced a new CLSS loan scheme for the middle-income group of the society.
Pradhan Mantri Awas Yojana Loan Scheme Tenure for MIG
| Criteria | CLSS (MIG-I) | CLSS (MIG-II) |
|---|---|---|
| Household/ Annual Income (Rs) | Rs. 6.01-12.00 lakhs | Rs. 12.01-18.00 lakhs |
| Property Area (Carpet Area ## ) | 160sqm | 200sqm |
| Location | Urban -2011* | Urban -2011* |
| Woman Ownership | NA | NA |
| Max Loan Amt for Subsidy | Up to 9 lakhs | Up to 12 lakhs |
| Subsidy % | 4% | 3% |
| Subsidy Amount | Rs. 2.35 lakhs | Rs. 2.30 lakhs |
| NPV | 9% | 9% |
| Max term of the loan (on which subsidy will be calculated) | 20 yrs | 20 yrs |
| Property should be Family’s | 1st home** | 1st home** |
| Applicability | Loans approved on/after 01/01/2017 | Loans approved on/after 01/01/2017 |
PMAY Loan Scheme MIG Tenure
PMAY Loan Scheme 2021 for MIG
The government has made a huge budgetary allocation for the proposed Credit Linked Subsidy Scheme for Economically Weaker Sections (EWS), Lower Income Group (LIG), and Middle Income Group (MIG).
Now along with EWS / LIG category people, the middle-income group of the society can also take home loans under the PMAY-U. If they are found eligible by the primary lending institutions, the interest subsidy will be credited to the home loan account of the beneficiaries.
The new Pradhan Mantri Awas Yojana loan scheme for the Middle Income Group of the society will help reach the PMAY-U benefits to a larger group and help strengthen the mission of housing for all by 2022.
Recently Narendra Modi has also announced an increase in the loan amount under PMAY from 6 lakh to 12 Lakh. Read the complete details about PMAY home loan subsidy/interest rates which were announced by Narendra Modi.
The government is inviting online applications for PMAY-U through two modes, the first is assessment application through pmaymis.gov.in, and the second is through the common service centers across the country.
The complete details of the release about the amendment in CLSS for EWS/LIG and the introduction of CLSS for MIG are available.
PMAY EWS / LIG Loan Scheme Tenure
The latest Pradhan Mantri Awas Yojana Loan Scheme Tenure for EWS / LIG Category people is as follows
| Criteria | Existing Instructions (CLSS – EWS +LIG) | Revised Instructions (CLSS – EWS +LIG) |
|---|---|---|
| Household/ Annual Income (Rs) | Up to Rs. 6 lakhs | Up to Rs. 6 lakhs |
| Property Area (Carpet Area ## ) | 30/60 sqm* | 30/60 sqm* |
| Location | 17778 towns | 17778 towns |
| Woman Ownership | Yes (except for construction) | Yes (except for construction) |
| Max Loan Amt for Subsidy | Up to 6 lakhs | Up to 6 lakhs |
| Subsidy % | 6.50% | 6.50% |
| Subsidy Amount | Rs. 2.20 lakhs | Rs. 2.67 lakhs |
| NPV | 9% | 9% |
| Max term of the loan (on which subsidy will be calculated) | 15 yrs | 20 yrs |
| Property should be Family’s | 1st home** | 1st home** |
| Validity | 2022 | 2022 |
| Applicability | Loans approved on/after 17/06/2015 | Loans approved on/after 01/01/2017 |
PMAY Loan Scheme EWS LIG Tenure
How to Apply for PMAY-U Loan Scheme
The eligible beneficiaries of PMAY can directly contact the banks and lending institutions to avail the housing loan under the scheme. The loan facility under Pradhan Mantri Awas Yojana Loan Scheme is being provided by several banks and non-banking finance companies as listed at the link here – https://marugujarat.desi/list-of-banks-hfcs-pmay-ews-lig-mig-home-loan-2021/
For more details, visit the official website of Pradhan Mantri Awas Yojana Urban at https://pmaymis.gov.in/
Pradhan Mantri Awas Yojana Online Application Form 2021
pmaymis.gov.in – PMAY Online Application Forms 2021 | PMAY Online Registration CSC | Pradhan Mantri Awas Yojana Online Application Form 2021
Pradhan Mantri Awas Yojana online application forms 2021 are being accepted through the official website of PM Awas Yojana at pmaymis.gov.in. The online application process for Pradhan Mantri Awas Yojana is very simple and here we will guide you on how to fill online application forms for Pradhan Mantri Awas Yojana 2021-22 through pmaymis.gov.in.
The online registration process for PM Awas Yojana is very simple, you just need to make sure that you are entering the correct information. If you are eligible to apply for PMAY, you can follow the below step by step PMAY online application procedure along with screenshots.
LATEST UPDATE: Pradhan Mantri Awas Yojana Online Application Form filling process have been started again. Below is the complete procedure to apply online for PMAY-U.
The central government has recently extended the timeline to avail the interest subsidy on home loans under CLSS component of Pradhan Mantri Awas Yojana – Urban by 15 Months. However the PMAY Last Date has been extended for the MIG applicants only.
How to Apply Online for Pradhan Mantri Awas Yojana 2021
Below is the complete step by step procedure to apply online for Pradhan Mantri Awas Yojana – Urban through the official website.
STEP 1: Open the official website of PMAY at pmaymis.gov.in and select one of the two options of Pradhan Mantri Awas Yojana online application from the “Citizen Assessment” menu, as given in the below screenshot.
You have to select one of the two links as per the following criteria
– If you are currently living in a slum area, then select “For Slum Dwellers” otherwise select “Benefits under other 3 Components” from the drop-down menu.
OR You can directly click the following links to apply online for PMAY
For Slum Dwellers: https://pmaymis.gov.in/Open/Check_Aadhar_Existence.aspx?comp=a
For benefits under other 3 Components: https://pmaymis.gov.in/Open/Check_Aadhar_Existence.aspx?comp=b
STEP 2: On the next page as seen below, you will have to enter your Aadhar number or Virtual ID and Name as per Aadhar Card and click the “Check” button.
STEP 3: If your Aadhar number is correct, a new page will open which will look like the below image. If your Aadhar number is incorrect, try again by entering your correct Aadhar number. If you do not have an Aadhar number, you will not be able to apply for PMAY. PMAY Online Application Form | Source: pmaymis.gov.in
STEP 4: Fill in the details correctly including your personal details, contact details, current residential address, Aadhar Number, Bank Account details, and income details in the application form.
STEP 5: Click the checkbox which says “I am aware of….” and then click the “Save” button at the end of the application form.
STEP 6: Once you click “Save”, you will see a new screen where a system generated application number will be given to you, you can either print this directly if a printer is attached with your computer or save it for your future reference.
Your application is now complete. You can track the status of the PMAY application on the same website at pmaymis.gov.in.
PMAY Eligibility
Before applying for PM Awas Yojana online, please make sure that
– You are eligible to apply for the scheme (Check your name in the PMAY beneficiary list).
– You have your Aadhar Number with you, Aadhar is mandatory for PMAY online application.
– Your computer is connected to a reliable internet connection.
– You have the details of your saving bank account with you.
– You have the actual details of your household income.
Take Printout of Pradhan Mantri Awas Yojana Online Application Form
You can take a printout of the PMAY online application form filled by you by entering your name, father name & ID type, or just the application number. Click the link below to take a print out of PMAY application form.
https://pmaymis.gov.in/Open/Print_Application_By_applicationNo.aspx
The PMAY HFA Urban print assessment form page by application number will appear as shown below:-
People can also take a printout of their PMAY Urban application form online through assessment ID which will appear as below:-
PMAY Online Application Edit/Change/Update
After submission of the online application form on pmaymis.gov.in, you can also edit the details just by entering your application number and Aadhar number. The facility has been provided to the applicants in case they entered any detail incorrectly or wish to change their contact details.
To change or update the information of your PMAY application, please visit this link.
https://pmaymis.gov.in/Open/Format_A_B_Edit.aspx
NOTE: Pradhan Mantri Awas Yojana online application forms are being invited by the Ministry of Housing and Urban Poverty Alleviation for assessment purposes, the final approval to the application would be given by State Government / Urban Local Body.
Pradhan Mantri Awas Yojana Online Application Form 2021 at pmaymis.gov.in
